MANAGEMENT TEAM
ECOSYSTEM PORTAL
OBSIDIAN ONE CORP.
Obsidian One Corp. is transforming the mortgage industry through innovative blockchain technology. We strategically acquire, tokenize, and securitize mortgage loan servicing rights (MSRs), converting these traditionally illiquid assets into accessible equity and debt instruments. Our proprietary platform creates new investment pathways that generate consistent income streams while significantly enhancing market liquidity. Through strategic technology partnerships, we've developed a comprehensive ecosystem that fundamentally reimagines how mortgage servicing portfolios are valued, managed, and monetized in the digital economy.
The Obsidian Advantage Has Long Term Sustainable Cash Flow
Loan Origination
Obsidian forms strategic partnerships with premier nonbank mortgage originators and credit unions, which together originate over 75% of all US mortgage loans. Our advanced technology platform dramatically streamlines the transfer of these loans to capital markets, resulting in significantly accelerated processing times and substantial cost reductions for all participants.
Cash Flow Analysis and Loan Pooling
Mortgage loans are meticulously analyzed and strategically pooled to maximize sustainable cash flow for investors. Obsidian's sophisticated proprietary algorithms optimize long-term returns while effectively hedging against interest rate volatility and market fluctuations.
Tokenization or Securitization
Obsidian's breakthrough technology revolutionizes the tokenization and securitization process by compressing an industry-standard eleven-step procedure into just five streamlined steps. This dramatic acceleration enables securities to reach the market faster while transforming mortgage loan servicing rights into digital security tokens with unprecedented efficiency.
Investor Distribution
Investors benefit from robust quarterly cash-on-cash returns with projected annual yields ranging from 12-16%. Premium selected loans are backed by U.S. government Uniform Mortgage-Backed Securities (UMBS) insurance or guarantees, providing investors with exceptional security and ensuring dependable, punctual payment distributions.
Obsidian Tokenizes Mortgage Loan Servicing Rights
Security Token Offerings (STOs) utilize blockchain technology to transform mortgage loan servicing rights into digital assets, allowing these assets to be traded on a secondary market.
Each token represents fractional ownership, making this asset class accessible to investors of all sizes.
Tokenization Delivers Significant Benefits:
  • Increased Liquidity: Investors can easily trade tokenized servicing rights on a decentralized exchange, providing immediate access to their investments.
  • Fractional Ownership: Tokens represent portions of a servicing right, making this asset class accessible to a wider range of investors with varying capital levels.
  • Transparency: The blockchain platform offers complete transparency and immutability of all transactions, giving investors real-time insights into their investments.
  • Security: Blockchain technology inherently safeguards against fraud and manipulation, strengthening the security and reliability of this asset class.
Obsidian empowers investors of all levels to access and participate in the mortgage loan servicing rights market. By harnessing blockchain technology, we're driving efficiency, transparency, and liquidity within this traditionally illiquid asset class. Invest in Obsidian and be part of the future of mortgage tokenization and securitization.
Why Invest in Obsidian
1
Higher Originator Payouts Through Streamlined Technology
Obsidian's proprietary technology reduces the tokenization process from eleven steps to five, enabling credit unions and nonbank originators to sell their closed-end loans for 15-20% more, directly benefiting both originators and homebuyers while accelerating market entry.
2
Impressive Quarterly Returns
Investors receive quarterly cash-on-cash distributions with projected annual yields of 12-16%. For every $1 million invested, Obsidian projects estimated annual revenue of $250,000-$375,000, with select loans backed by U.S. government Uniform Mortgage-Backed Securities (UMBS) insurance or guarantees.
3
Exclusive Access to $3B+ in Mortgage Servicing Rights
Obsidian has secured exclusive access to over $3 billion in mortgage loan servicing rights annually through strategic partnerships. These rights are transformed into digital assets through Security Token Offerings (STOs), creating unprecedented liquidity in this traditionally inaccessible asset class.
4
Industry-Leading Management Expertise
Obsidian's principal portfolio managers bring over 40 years of combined experience in mortgage securitization and blockchain technology. They currently manage over $900 million in mortgage servicing rights and whole loans, with a proven track record of delivering security, transparency, and consistent returns.
How Investors Get Paid
Mortgage Loan Servicing Rights (MSRs)
Obsidian tokenizes MSRs representing 0.25-0.750% of each mortgage loan's interest rate. This revenue is contractually dedicated to servicing expenses for the 15-30 year duration of each loan, creating a long-term protected income stream independent of market fluctuations.
Excess Servicing
After covering operational costs (typically 8-12 basis points), the remaining 13-38 basis points constitute Excess Spread. Obsidian's efficient servicing technology maximizes this spread, with a certain percentage distributed directly to token holders through our blockchain-based payment system.
Investor Returns
Token holders receive quarterly distributions yielding an estimated 12-16% annual return on investment. These payments are automatically executed via smart contracts, with performance metrics and payment history transparently recorded on Obsidian's blockchain ledger.
Obsidian's Impact
Nonbank Originators and Credit Unions
Obsidian boosts lending revenue by streamlining operations and expanding reach. Our tokenization platform reduces administrative overhead, eliminates redundant processes, and provides access to wider capital pools, enabling smaller lenders to compete effectively while maintaining their community focus.
Investors
Enjoy attractive returns and steady income from Excess Servicing. Our blockchain platform provides unprecedented transparency and security while lowering investment thresholds, creating opportunities for portfolio diversification and stable long-term growth regardless of market volatility.
Homebuyers
Benefit from lower interest rates through credit unions and nonbank originators offering competitive terms. By reducing operational costs throughout the mortgage ecosystem, Obsidian helps lenders pass savings directly to consumers, potentially saving thousands over a mortgage's lifetime and expanding access to homeownership.
Communities
Our technology contributes to a more stable housing market, fostering economic growth across America. By strengthening local lenders, we keep capital within communities rather than flowing to national conglomerates, supporting community reinvestment, creating jobs, and making homeownership more attainable for long-term community development.
Invest In The Future With Obsidian
Obsidian is revolutionizing mortgage finance by leveraging blockchain technology to create a more efficient, transparent, and accessible investment platform for Class-A fixed income-producing mortgage assets. Our decentralized finance (DeFi) approach directly connects nonbank mortgage originators and credit unions to the capital markets, eliminating intermediaries and streamlining the entire process.
Obsidian's SAFE Agreements and Convertible Notes offer early-stage investors a unique opportunity to participate in our upcoming Security Token Offerings and receive attractive quarterly returns from excess servicing revenue. This innovative model benefits all stakeholders: nonbank originators and credit unions can offer more competitive rates, resulting in lower interest costs for homebuyers.
Join the mortgage revolution and contact Obsidian today at bob@obsidianonecorp.com. Together, we'll redefine the future of mortgage financing and unlock value for everyone involved.
Obsidian's Mortgage Servicing Portfolio
$900M+
2024
$3B+
2025
$5B+
2026
Obsidian's revolutionary blockchain-powered platform for tokenization and securitization is fueling remarkable growth in our managed mortgage servicing rights portfolio. Through strategic partnerships with premier nonbank originators, we project our portfolio to reach $900 million by 2024, expanding to an impressive $3 billion by 2025, and surpassing $5 billion by 2026. This accelerated trajectory reflects the market's enthusiastic adoption of our solution that delivers unprecedented efficiency and transparency throughout the mortgage servicing ecosystem. By reimagining this critical financial infrastructure, Obsidian is simultaneously generating substantial returns for investors while creating significant value for originators, homebuyers, and communities across America.
The Obsidian Ecosystem
Nonbank Originators and Credit Unions
Partners with mortgage originators and credit unions to provide competitive loan sales platforms. By tokenizing mortgage servicing rights, these institutions can access capital more efficiently, offer better rates to homebuyers, and maintain stronger balance sheets. This partnership allows local lenders to compete effectively with larger institutions while keeping capital within communities.
Obsidian Technology
Streamlines tokenization and securitization process to reduce costs and increase efficiency. Our proprietary blockchain platform creates a transparent marketplace for mortgage servicing rights, enabling real-time valuation, seamless transfers, and automated compliance. This technology drastically reduces the traditional friction points in mortgage financing while ensuring security and regulatory compliance at every step.
Investors
Provide capital for MSR acquisition and receive quarterly returns from Excess Servicing. Investors gain access to a previously inaccessible asset class that offers attractive yields, portfolio diversification, and inflation protection. Through Obsidian's platform, investors can easily track performance, manage their investments, and participate in a market that traditionally has been limited to large institutional players.
Capital Markets
Facilitates capital flow between investors and mortgage market for efficient investment. By creating a direct connection between capital sources and mortgage originators, Obsidian eliminates costly intermediaries and reduces friction. This results in a more liquid marketplace for mortgage servicing rights, better price discovery, and ultimately more competitive mortgage rates for homebuyers across America. The platform also enables secondary market trading, increasing liquidity for all participants.
Obsidian Technology Partnership
Obsidian's partnership with Istakapaza provides a blockchain-based platform that streamlines mortgage servicing right tokenization and securitization, enabling real-time asset valuation, reducing costs, and creating value for originators, investors, and homebuyers alike.
Obsidian's technology partnership with Istakapaza creates an ecosystem that benefits all participants in the mortgage industry, from originators to homebuyers.
Through this alliance, Obsidian is transforming the tokenization and securitization process with greater efficiency and transparency.
Istakapaza's platform serves as the technological backbone for Obsidian's blockchain-based marketplace, enabling real-time valuation, automated compliance, and seamless asset transfers—significantly reducing processing times and costs.
Credit unions and nonbank originators gain streamlined access to capital markets with better MSR pricing, while investors benefit from enhanced asset visibility and simplified due diligence.
The partnership focuses on continuous innovation through advanced analytics, expanded API capabilities, and enhanced security protocols.
By combining Obsidian's mortgage expertise with Istakapaza's technology, this collaboration is modernizing mortgage capital markets for improved efficiency and accessibility.